Used to calculate the totals at the bottom of the budget spreadsheet. Otherwise, the difference between the budget amount and the actual amount is calculated and displayed. Other budget templates that Microsoft offers include a monthly food budget template, a holiday budget planner, and a business trip budget. You can use the personal monthly budget or household budget for your ordinary budget needs. If no values are present in the corresponding cell of the 'Actual Amount' column, the entry in the 'Difference' column remains blank. Microsoft has a large number of financial templates that you can use. Used to keep the 'Difference' column of the budget spreadsheet tidy. Download our free monthly budget spreadsheet and get your personal finances under control. The subtraction operator is used to calculate the difference between the actual amount and the budgeted amount, for each entry in the spreadsheet. Free Monthly Budget Spreadsheet for Microsoft Excel® and Google Sheets - Updated. The Excel functions and operators used in the above Household Budget spreadsheet are: - operator
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